Arkus is the brand under which IRML S.A. operates and provides services. This website (www.arkus-fs.com, "the Website") belongs collectively to Independent Risk Monitoring Limited and IRML, Luxembourg (together, "IRML"). The Website is intended solely to provide information about the business of IRML and its affiliates. IRML takes all reasonable care to ensure correctness and accuracy of the information published on the Website, at the time of online publication. However, IRML cannot make any representation or warranty of any nature, expressly or implicitly, about the completeness, accuracy, reliability, suitability or availability of the services and products described in the Website, at any times. You should not rely solely on the information contained in the Website for any purpose. In particular, IRML cannot be made liable for any direct or indirect damage resulting from the information provided on the Website.

IRML exercises all reasonable care to ensure that the information provided on the Website is up-to-date. Consequently, the information provided on the Website may be modified at any times without prior notice. In relation thereto, IRML shall not be obliged to remove any outdated information from the Website, nor to expressly mark it as being outdated.

No offer, no solicitation

Nothing contained in the Website constitutes or shall be deemed to constitute a financial, legal, tax or other advice of any kind.

Data protection

By accepting this disclaimer you acknowledge that the personal data relating to you will be stored and processed in compliance with, as applicable:

  • the Luxembourg law of 2 August 2002, as amended, on the protection of personal data;
  • the United Kingdom of England and Wales Data Protection Act 1998.

By visiting the Website, downloading information and/or requesting for information, you specifically acknowledge that data may be traced. Inter alia, and without limitation, IRML may use cookies (information files stored on your computer's hard drive) to facilitate your future login, track your behaviour, or analyse the number and location of visitors to the Website. Any data stored, including IP address, is used for administrative purposes only and is held strictly confidential.

In this context, you are specifically reminded that the use of the Internet network does not constitute a safe means of communication or exchange of information. Consequently, you specifically recognise that you are using this network at your own risks. IRML will in no circumstance be directly or indirectly liable for any loss or damage, including without limitation, indirect or consequential loss of damage, of whatever nature arising from loss of data or profits arising from the use of the Website.

Additionally, the Website contains links to other websites owned and/or operated by entities other than IRML. Those websites being out of control of IRML, IRML does not endorse nor warrant any representation as to the content, nature and availability of such websites. Such links do not constitute a recommendation of any nature.


The entire content of the Website is subject to copyright, including in particular and without limitation pictures, texts, illustrations, animations, logos and documents. IRML holds copyrights or reserves rights on all the content of the Website.

You may print and/or download individual pages or parts of the Website for your personal use, provided you appropriately disclose copyrights and/or intellectual property references. By saving or otherwise copying any information from the Website, you acknowledge that the present disclaimer is deemed to have been accepted.

The Website may not be reproduced (in part or in whole), transmitted by any means (including electronic), modified, linked to, or used for any public or commercial purposes without the prior written permission of IRML.